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Libia Fanny
Libia is 44 years old and works at a restaurant of a friend. She earns a base salary, so she cannot afford to make improvements to her home, which is a high priority at the moment. Libia is a single mother who strives each day to help her three children (ages 17, 14, and 8) get ahead. They are students at a public school.

Libia requested this loan because she wants to buy cement, sand, and iron to build her house. Her dreams as a mother include providing for the comforts and welfare of her family. She hopes that her three children finish their education successfully.

View original language description ↓
Libia de 44 años, trabaja duro en el restaurante de una amiga suya, ella gana un sueldo básico en el cual no le alcanza para hacer mejoras en su casa lo cual es su gran prioridad hasta el momento. Como madre soltera ella lucha diariamente para sacar adelante a sus 3 hijos de 17,14 y 8 estudiantes de la escuela fiscal.
Luego de que le den el préstamo que está solicitando ella quiere comprar cemento, arena, hierro para construir su casa. Sus deseos como toda madre es la comodidad y bienestar para su familia, esperando que sus 3 hijos terminen con éxitos su educación.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,538,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $875 helped Libia Fanny to buy cement, sand, and iron for building her house.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Jul 19, 2011
Aug 18, 2011
Currency Exchange Loss:
May 17, 2013