A loan of $1,075 helped to save the money towards installing a bakery.


Zoila's story

Zoila belongs to the “Ayelen” Communal Bank in the city of Temuco. She has sold lenins, perfumes, and cosmetics for 10 years now. She sells her products from a catalog. At times, customers call her to solicit products and later, Zoila delivers to their homes. Her schedule is flexible and she obtains her merchandise in the city of Temuco itself.

Zoila will save the funds she is borrowing to apply to one of her goals, which is to enter the bakery business, installing her own bakery. For this, she has priced the necessary machinery, including an industrial oven with 4 trays, and a mixer, and a kneading machine. She will partner with a family member. Zoila lives with her husband and their 2 children, aged 28 and 13. her older boy is already a professional and works with a commercial engineer.

Her dream is to continue investing in the installation of her projected bakery.

Zoila is very content and grateful for the loans and services offered through Fondo Esperanza, which has already allowed her to invest. It has been a great help to her. She comments that the training sessions have taught her how to track costs and earnings and in this way, to organize her business. With respect to the communal bank group's members, they have very good communication.

Temuco is the capital of the Araucania region. The city is located 670 kilometers south of Santiago (the capital of Chile). In its surrounding areas there are a series of hot springs and lakes (Pucon, Villarrica), and very attractive native flora and fauna, concentrated in the nearby natural parks that exist in our country.

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Translated from Spanish by Kiva volunteer Harold Dana Sims, PhD



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