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Nueva Luz Villa Fatima Group
In this Group: Andres, Milenka, Beatriz, Julia Basilia, Sandra, Justo German, Juddit Maritza, Mariana
Mrs. Sandra is the president of Banco Emprendimiento Nueva Luz. She is the leader who has formed this communal bank, teaching values ​​of punctuality, honesty, loyalty, solidarity to all of her colleagues who are are a part of it.

Sandra currently purchases and sells food items and blankets, which she distributes to her customers. She lives with her in-law's at their house in the area of ​​Chuquiaguillo, Villa Fatima. Her work involves traveling every day. She has three children who are studying at college, which poses no barrier to her ability to continue her work as a saleswoman. Sandra is married. Her husband is currently a sand merchant at the Chuquiaguillo river.

Sandra requests this loan so that she can purchase increased quantities of merchandise, helping her to generate many more orders and earn a higher income so that she can buy the dream house for her family and support her husband in managing the family's household expenses.
View original language description ↓
La Sra. Sandra presidenta del Banco Emprendimiento Nueva Luz, es la líder que conformo el banco, enseñándoles los valores de puntualidad, honestidad, lealtad, solidaridad a todas sus compañeras que conforman el banco de emprendimiento. La Señora Sandra actualmente se dedica a la venta y compra de víveres, frazadas que los distribuye en pagos, vive en la casa de la suegra en la zona de Chuquiaguillo - Villa Fátima, su trabajo lo desempeña de manera ambulante todos los días, tiene 3 hijos que están estudiando en colegio los cuales no son barrera para seguir desempeñando sus funciones como vendedora, la señora Sandra esta casada, su esposo actualmente se dedica a ser de arenero en el rio de chuquiaguillo, el crédito que lo solicita la señora Sandra es para la incrementar la compra de mercadería, por tener muchos mas pedidos y generar mayor ingreso económico en su familia y así poder comprar la casa soñada para su familia apoyando a su esposo en los gastos familiares.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 108
    View loans »
    Bolivia Loans Fundraising
  • $36,698,475
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Nueva Luz Villa Fatima Group's $2,375 loan helped a member to purchase more merchandise to support her work as a saleswoman.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 21, 2011
Aug 18, 2011
Currency Exchange Loss:
Jan 15, 2012