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Maria Emperatriz
Maria is 54 years old. She is a widow with a 14-year-old son. She lives in the Cantón of Ventanas in the Province of Los Rios.
The members of the “V.R.C. Nueva Esperanza” (New Hope) live in the precinct of “Jesús Del Gran Poder” (Jesús, The Great Power), which is in the Cantón of Ventanas (Windows). This area is an agricultural zone that has a short growing season. They grow corn, rice and beans.
María works as a farmer and grows corn, rice and beans. She buys her products in the commercial zone of Ventanas and she sells her products in the wholesale market in Ventanas.
She is requesting this loan in order to grow corn, rice and beans. She would like to buy manure, fertilizer, herbicides, urea, organic fertilizers and corn, bean and rice seeds. With the economic assistance from this loan she can provide for the necessities of her family. She will be able to confront the challenges of plagues and diseases that affect her crops. Her dream is to travel.
In her free time she likes to go out with her family. She likes the fiestas in the Ventanas Canton. Maria is considered a hardworking and enterprising woman.
View original language description ↓
María Emperatriz tiene 54 años, Es viuda vive con el hijo de catorce años de edad, en el Cantón Ventanas Provincia de los Ríos.

Los miembros de la V.R.C. NUEVA ESPERANZA, se encuentra ubicada recinto JESÚS DEL GRAN PODER, perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz y frejol gandúl.

María se dedica a la agricultura a la siembra de maíz, arroz y frejol . Compra sus productos en Comercial Roca en Ventanas y los vende en el mercado mayorista de Ventanas.

Solicita el crédito para sembrar maíz, arroz y frejol gandúl, para la compra de abonos, fertilizantes, herbicidas, urea, abonos orgánicos y semillas de maíz fréjol y arroz para la producción. Con el apoyo del crédito le ayudaría económicamente a toda la familia para poder suplir sus necesidades. Enfrenta desafíos como las plagas y enfermedades de los cultivos. Su sueño es poder viajar.

En su tiempo libre le gusta compartir con la familia salir de paseo, le gusta las fiestas del Catón ventans, se considera una persona emprendedora y trabajadora.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 28
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Maria Emperatriz to buy manure, fertilizers, herbicides, urea, organic fertilizers and seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Aug 3, 2011
Aug 17, 2011
Currency Exchange Loss:
Mar 15, 2012