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Sarafina Group
In this Group: Zulfa, Isabela, Mwanaid, Mwanaisha, Abasi, Ashura, Zana, Nia, Fatuma, Safina, Jane, Christina, Johari*, Ramadhan, Zabibu, Mohamed, Mwanahamis, Hadija*
* not pictured
Zulfa has operated a fruit and vegetable business since 2010. She works from 6 a.m to 6 p.m. daily and is able to make a small monthly profit. She is in her early 30s and is single with one child who is enrolled in school.

This will be Zulfa's second loan from Tujijenge Tanzania. She used the previous loan to increase her business and to pay household expenses, and she has paid back her loan successfully. She intends to use this loan buy more fruits and vegetables to offer for sale. Her dream is someday to be able to buy a plot of land.

She will share this loan with her loan group. The group is called Sarafina and is comprised of a total of 18 members, who will hold each other accountable in paying back their loans.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 26
    View loans »
    Tanzania Loans Fundraising
  • $16,200,775
    Funds lent in using Kiva
  • 1,610.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Sarafina Group's $4,275 loan helped a member to buy more fruits and vegetables to offer for sale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 11, 2011
Aug 17, 2011
Currency Exchange Loss:
Jan 18, 2012