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Maria Esther
Maria Esther is 29 years old, married, and lives with her husband and two children in the canton of Ventanas in Los Ríos Province.

The members of the San Jose Communal Bank meet in the neighborhood of El Rosario, which is part of the canton of Ventanas. This Communal Bank consists of short-cycle farmers who grow corn, rice, and beans.

Maria Esther is a farmer who grows corn, rice, and beans. She buys her supplies at the Guzman Commercial Center in Ventanas and sells her products at the wholesale market in Ventanas.

She is requesting a loan for planting corn, rice, and beans. Maria Esther plans to buy composts and seeds. With the financial assistance, she will be able to acquire needed supplies. The challenges she faces include pests and diseases that could impact her crops. Her dream is to have money for her children’s education.

Maria Esther enjoys reading and writing.

View original language description ↓
Maria Esther tiene 29 años, Es casada vive con el esposo y con los dos hijos, en el Cantón Ventanas Provincia de los Ríos.

Los miembros de la V.R.C. SAN JOSE, se encuentra ubicada recinto EL ROSARIO, perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz y frejol.

Maria Esther se dedica a la agricultura a la siembra de maíz, arroz y frejol . Compra sus productos en Comercial Guzman en Ventanas y los vende en el mercado mayorista de Ventanas.

Solicita el crédito para sembrar maíz, arroz y frejol, para la compra de abonos y semillas . Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrenta desafíos como las plagas y enfermedades de los cultivos. Su sueño es tener dinero para educar a los hios.

Le gusta leer y escribir.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $25,580,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Maria Esther to buy compost and seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 18, 2011
Aug 17, 2011
Currency Exchange Loss:
Feb 15, 2012