A loan helped to purchase products for sale (peanuts, rice, cooking oil, flour, soft drinks, etc.).


Jose's story

Jose was born in Maxixe, Inhambane Province, in southern Mozambique. He is married and has 4 children, all of whom are minors. He attended school through the 7th grade but dropped out due to a lack of financial resources. He owns the home where he lives with his family and does not support anyone else.

He left Inhambane for Maputo to look for work. He has had his own business for a long time and earns around 4.000.00mt per month, which he uses for household expenses and savings in his bank account.

He has never had a loan with other banks. He learned about Hluvuku from a friend who is also a client. This is his second loan with Hluvuku, in the amount of 26.000.00mt, which he will use to purchase products for sale (peanuts, rice, cooking oil, flour, soft drinks, etc.) The first loan was for 20.000.00mt, also for his business.

He dreams of expanding his business and offering greater product selection. He intends to request additional loans from Hluvuku to do this.

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Translated from Portuguese by Kiva volunteer Michele Magrino.


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Loan details