A loan of $4,900 helped a member to buy mobile phone parts..


Manos Del Sur Group's story

The Communal Bank named “Manos del Sur” (Hands of the South) consists of 19 entrepreneurs who engage in different fields, which includes all types of business such as selling antiques, sewing, selling frozen foods, and other trades. All of them live in the city of Puerto Montt.

Julieta is a member of the Communal Bank. In the photograph, she is standing in the middle of the group. Julieta is wearing a green sweater and a scarf of the same color. She is wearing her hair down. Julieta has been providing mobile phone repair services as a technician for five years. She studied information technology, which has helped her perform her job due to the knowledge she acquired. Julieta works from a rented shop Monday to Sunday, between the hours of 9am and 5pm. The mobile phone parts that she uses are purchased from a distributor in the city of Santiago. With this loan, Julieta will buy mobile phone parts.

She lives with her 10-year-old daughter and her dreams include finishing her university studies toward a degree in psychology. Julieta is very pleased with and grateful for the services that Fondo Esperanza has provided. This vital source of support has allowed her to invest in her business and learn new strategies for managing it. She says that her relationship with the other members has allowed her to gain new experiences and meet great people.

Puerto Montt is a city in southern Chile, located in the Los Lagos region. The attractions of Puerto Montt include its beautiful green landscapes. The beaches are rarely visited. It is also known for its cuisine, particularly its reputation for seafood and shellfish, and its handicrafts. Puerto Montt is also the gateway to the Grand Isle of Chiloé, which is rich in traditions and legends.

In this group: Julieta, Paola, Orfa, Marta, Irsia, Cecilia, Víctor, Héctor, Pedro, Cynthia, Marlene, Clotilde, Leticia, Leila, Anita, Diana, Lady, Claudia, Rebeca
*not pictured

Translator profile picture

Translated from Spanish by Kiva volunteer Ronan Reodica



Loan details


Lenders and lending teams



Loan details