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Sirenachayoc Group
In this Group: Jaqueline Julieta, Sonia*, Bonifacio, Juana, Marina, Feliciana, Ruth Ayda, Edenka, Ivange
* not pictured
Jacqueline Julieta, 27, is the member. She has a spouse and two children. She works in her Internet access booth business and also sells telephone recharge services via Internet. She works from 8am until 9pm. Through the business she’s able to support her children. She wants to equip and expand the Internet access booth business and the telephone service recharges. She is asking for the loan to equip the Internet booths, to buy replacement parts for and to service the computers and to pay for the telephone lines for the recharges.

The other group members sell lumber, provide transportation, sell crafts, sell items made of silver and tend to grocery stores.

The member thanks those who are sharing in her dream through this means and pledges to make her installment payments in a timely fashion.
View original language description ↓
Los socios pertenecen al banco comunal “SIRENACHAYOC”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Jaqueline Julieta; ella es conviviente y tiene 27 años y tiene 2 hijos; La socia trabaja con su negocio de cabinas de internet en su cabina también vende recarga de teléfonos por vía internet, ella trabaja desde las 8:00 a.m hasta las 9:00 a.m, por medio de este negocio la socia saca adelante a sus hijos, la socia quiere implementar y ampliar el negocio de cabinas de internet y negocio de recarga de teléfonos. La socia solicita el préstamo para implementa la cabina de internet, comprar repuestos para el mantenimiento de las computadoras y para pagar las líneas de teléfono para la recarga.

Los otros socios se dedican al negocio de venta de madera, negocio de transporte, negocio de venta de artesanía, negocio de venta de platería, negocio de tienda de abarrotes.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 35
    View loans »
    Peru Loans Fundraising
  • $64,459,350
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Sirenachayoc Group's $3,600 loan helped a member to set up Internet access booths, to buy spare parts for the computers and to pay for the telephone lines.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 15, 2011
Aug 15, 2011
Currency Exchange Loss:
Dec 15, 2011