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Lilia Erminia
Lilia had the strength to keep fighting after she was widowed. At 54 years of age she had to think about surviving. She did what she could to establish her business of warehousing drinks. She was very lucky because she had no competition in her sector. She works alone starting very early in the morning. As the business is located in her own house, it makes everything easier.

Among her business activities is selling liquids like colas and juices and ice cream. These are the same things she wishes to buy in order to increase her business. That is why she is requesting a loan.

Her children are adults, and she is proud of them. They always help her as much as they can.

In order to improve her income she dreams of buying a taxi. She would rent it to a cooperative in the Duran sector, which is where she has lived for a long time.
View original language description ↓
Lilia tuvo fuerzas para seguir luchando luego de quedarse viuda, y a sus 54 años tuvo que pensar en subsistir, por lo cual hizo lo posible para poner su Depósito de Bebidas. Tuvo mucha suerte ya que en el sector no tuvo competencia. El trabajo lo realiza sola desde muy temprano, y como está ubicado en su propia casa se le facilita todo.

Dentro de sus actividades ella realiza la venta de líquidos como colas, jugos helados que es lo mismo que desea comprar para incrementar su negocio, para ello aplicará para un préstamo. Sus hijos que ya son mayores de edad se sienten orgullosos y siempre la apoyan en todo cuanto pueden.

Para mejorar sus ingresos ella sueña comprarse un taxi y alquilarlo en una cooperativa dentro del sector de Duran que es donde ha vivido muchos años.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 63
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Lilia Erminia to buy colas, juices, and ice cream.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 13, 2011
Aug 15, 2011
Currency Exchange Loss:
Aug 15, 2012