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William, aged 32, is married and lives with his 2 children and his wife, who are his highest priority.

He intends to use the loan to buy supplies for tending to his coffee plantation for the coming year. Specifically, he is going to buy manure and products to apply to the crop to improve the quality of the plants, and so increase his next harvest. He can count on land that has already been already established for several years, and a plantation in fair condition which he wants to tend to and improve.

His goal is to increase his harvests and generate more income to give his family a better quality of life on a daily basis.

This is the first loan he has received from FUDECOSUR. He has not taken other loans previously from state banks, but FUDECOSUR has offered the loan with better terms and a much lower interest rate.
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William, tiene la edad 32 de años, está casado y vive con sus 2 hijos y su esposa que son su mayor prioridad. El pretende con el crédito comprar insumos para la asistencia de su cafetal este próximo año. El lo que va comprar específicamente es el abono y productos para aplicar al cultivo para mejorar la calidad de las matas y así aumentar la cosecha próxima. El cuenta con el terreno establecido ya desde varios años atrás y con una plantación en condiciones regulares por lo cual quiere asistirlo y mejorarlo. El tiene como meta aumentar las cosechas y generar mayores ingresos económicos para darle a su familia cada día una mejor calidad de vida. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 11
    View loans »
    Costa Rica Loans Fundraising
  • $4,722,350
    Funds lent in using Kiva
  • 499.9
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped William to tend to his coffee crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jul 12, 2011
Aug 16, 2011
Currency Exchange Loss:
Sep 15, 2012