Mrs. Phong has been spending her life cultivating crops. This is a skill she had learned from her grandparents when she was young. She is now married and has three school-aged kids. Her husband works in the farm fields frequently alongside her. Growing crops is an annual activity with which she has had great success. She is able to plant crops at least twice a year by following both rainy and dry seasons. The coming rainfall is good for her crop. However, Phong doesn’t have capital yet to use on her farm, so, she is looking for a loan to use towards purchasing fertilizers, insecticides, a pump machine, and seeds for planting. Mrs. Phong very much hopes to receive your support soon.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.