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Mrs. Phong has been spending her life cultivating crops. This is a skill she had learned from her grandparents when she was young. She is now married and has three school-aged kids. Her husband works in the farm fields frequently alongside her. Growing crops is an annual activity with which she has had great success. She is able to plant crops at least twice a year by following both rainy and dry seasons. The coming rainfall is good for her crop. However, Phong doesn’t have capital yet to use on her farm, so, she is looking for a loan to use towards purchasing fertilizers, insecticides, a pump machine, and seeds for planting. Mrs. Phong very much hopes to receive your support soon.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 147
    View loans »
    Cambodia Loans Fundraising
  • $41,485,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Phong to purchase fertilizers, insecticides, a pump machine, and seeds for planting.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jul 27, 2011
Sep 1, 2011
Currency Exchange Loss:
Nov 15, 2012