Sina, 36 years old, owns a small café. Her husband is working in his rubber plantation. Their income is $18 per day. She has two children. Both of them are studying. Every month, she has to spend $80 on food, $10 on electricity, $30 on school fees, and $10 on other expenses. She would like to request a loan of $1,000 to buy a plot of land to expand her rubber plantation. In the future, she hopes to buy the land near by her rubber plantation to expand her business so that she is able to send her children to study to become a doctor after they finish high school.
KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.
For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.