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Sina, 36 years old, owns a small café. Her husband is working in his rubber plantation. Their income is $18 per day. She has two children. Both of them are studying. Every month, she has to spend $80 on food, $10 on electricity, $30 on school fees, and $10 on other expenses. She would like to request a loan of $1,000 to buy a plot of land to expand her rubber plantation. In the future, she hopes to buy the land near by her rubber plantation to expand her business so that she is able to send her children to study to become a doctor after they finish high school.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 119
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sina to buy a plot of land to expand her rubber plantation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 20, 2011
Aug 12, 2011
Currency Exchange Loss:
Jan 15, 2012