A loan of $1,325 helped a member to buy merchandise for her business.

"ni Un Paso Atrás" Group's story

The “Ni Un Paso Atrás” (Not Even One Step Backwards) Communal Bank is comprised of four tenacious women who live in the Santo Domingo Canton. This is one of the most heavily populated cantons in Ecuador. Its climate is warm and humid because it is in the coastal region of the country.

Fátima is the president of this group. She has four children. Her husband, Carlos, is a bricklayer. She spends her free time with her children; ages 7, 13, 15, and 17. One of the greatest obstacles in her life has been the breakup with her first life partner.

She sells clothes door to door. She learned this occupation from her friends. She does not have her own place. She works nine hours a day, and sometimes her husband helps her. She wants to invest in merchandise to sell. This way she will have greater income, and she will be able to continue giving her children an education. She is also eager to have a well-furnished house.

Neris is a single woman who also sells clothes like Fátima. She tells us that she has good customers, and she therefore has few outstanding accounts. She has two clothing orders, and she needs the money to be able to make those purchases. That way she will be able to continue in the business, which is her only support.

Ofelia is a single woman, and she has a business selling food close to a bus stop. She wishes to be able to fix up her place by purchasing items that will make her local look better and to be able to increase sales. This way she will be able to have improved income and a better quality of life.

Adelaida is a single woman with two children. She sells juices and shakes. She wishes to buy two blenders and increase her stock of snacks. This way she will offer her customers a greater variety of products. Even though her business is small, she believes that her sales will be able to increase after this investment.

In this group: Fátima Anabel, Adelaida Bienvenida, Neris Maritza, Ofelia Cruz

Translated from Spanish by Kiva volunteer Ginny Kalish

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