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María is 28 years old. She is married and lives with her 4 children and her husband. With the loan she is going to buy materials to help her plant coffee. She will buy fertilizer and raw materials to plant her coffee field with the best lending conditions. She has land that is suitable for this crop, and planting it will be a good use of the land. Her goal is to give her crop quality assistance And in this way use it to its maximum potential and generate income for her family's wellbeing. This is the first loan she has taken out with FUDECOSUR. She hasn't had any other loans from regular banks, but FUDECOSUR has offered her a loan with more ease of payment and a much lower interest rate.
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María, tiene la edad de 28 años, está actualmente casada y vive con sus 4 hijos y esposo. Ella con el crédito va comprar los insumos para la asistencia de la siembra del café. Ella comprará abonos y materia prima para la siembra de su cafetal en la mejores condiciones de prestamos. Ella cuenta con el terreno apto para la siembra de este cultivo, por lo cual se sembrara para darle un buen provecho al terreno. Ella tiene como meta darle a su plantación una buena calidad de asistencia y así poderle sacar el máximo de provecho y generar ganancias para su bienestar familiar. Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,783,625
    Funds lent in using Kiva
  • 503.2
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria to plant coffee.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jul 18, 2011
Aug 14, 2011
Currency Exchange Loss:
Dec 15, 2011