A loan of $1,100 helped to buy ten sacks of charcoal and a truck load of wood.


Mélanie's story

Mélanie is a widow renting a place with her only child whom she supports entirely herself. Bestowed with at least seventeen years of experience, our client is a specialist in selling sacks of charcoal and firewood that she most frequently allows on credit for her customers via down payment; collecting the payments is done bit by bit each day. She has a large customer base composed of small-scale retailers and households in and around her area. Sacks of charcoal and wood are delivered to her home by wholesalers licensed for marketing forest products.

After her sales, Mélanie no longer feels able to meet new customer orders. This is why she decided to renew her micro-loan for increasing her ability to stock up. Part of the extra revenues will be reinvested in her business to strengthen it, and the rest will enable her to support all her needs and those of her child, who was orphaned by the father.

Mélanie is currently on her seventh loan at FINADEV.

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Translated from French by Kiva volunteer Daniel Kuey


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