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Zainat is a 25-year-old mother of two children. Her husband is a school teacher and they live in Al Karak.

Zainat wanted to help her husband support the family by doing something while she is at home taking care of the kids. She decided a year ago to start a small retail business selling home/kitchen tools and products at home such as pans, plates, trays, etc.

Through this past year, Zainat was able to participate in raising their family's monthly income, which gives her a great feeling of being productive and helpful. Now she has applied for a loan to get more products to have most of the basic tools needed in a kitchen.

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

About Jordan

  • $6,100
    Average annual income
  • 26
    View loans »
    Jordan Loans Fundraising
  • $8,793,150
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Zainat to buy more of the basic kitchen tools to sell.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jul 25, 2011
Aug 16, 2011
Currency Exchange Loss:
Nov 15, 2012