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This is 41-year-old Wilfred. He is married and has 4 children, ages 19, 14, 12 and 6 years old. He has 3 additional dependents who live with him because their parents were unable to provide for them.

In 2001, Wilfred established his firewood and charcoal business. He began his business because his salary was not sufficient for him and his family. Working 4 days a week and 5 hours a day, he earns about 900,000 SLL every month from this business. He would like a loan in the amount of 3,000,000 SLL. Wilfred requires a loan to buy firewood and charcoal for his business. He hopes that this loan will enable him to increase his monthly profits by approximately 300,000 SLL.

In the future, Wilfred plans to build a store and a house for his family. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,574,925
    Funds lent in using Kiva
  • 4,318.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Wilfred to buy more firewood and charcoal for his business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 13, 2011
Aug 10, 2011
Currency Exchange Loss:
Feb 15, 2012