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Goharik was born in 1959 in the village Dastakert, in the Syunik region, where she graduated from high school and then from the Wine and Chemical Engineering College, where she received her degree in chemical engineering.

Now, Goharik lives in Dovrus village and works in a rural community. Goharik is married and has a son and a daughter who are both married and live separately from their parents. Her husband works in the Zangezur Copper-Molybdenum Factory as a builder.

For many years Goharik has bred cattle and sheep and grown vegetables and fruit. Her son helps Goharik on the farm. Also, they rent a small plot of land where they graze their cows and sheep.

Goharik and her family sell the vegetables and fruit they produce in the Kapan city market, and their beef, mutton, and milk they sell from their farm, often to buyers who take the products to the big city markets.

Due to the work on the farm, Goharik and her family were able to purchase a truck with which they transport their produce from the farm to the city market.

Goharik needs a loan of 1,000,000 drams to buy a few pigs, fodder for them, diesel fuel, and everything necessary to harvest hay.
View original language description ↓
Гоарик родилась в 1959 г. в селе Дастакерт, Сюникского регона, где она окончила среднюю школу, а затем и Араратский химико-технологический техникум, где получила специальность химико-технолога.
В данной момент Гоарик проживает в селе Доврус и работает в сельской общине. Гоарик замужем, имеет сына и дочь, которая уже замужем и живет отдельно от родителей. Муж Гоарик работает в Зангезурском медно-молибденовом комбинате строителем.
На протяжении долгих лет Гоарик разводит крупный рогатый скот, овец, а также выращивает овощи и фрукты. Ее сын помагает Гоарик на ферме. Также они арендуют небольшой участок земли, где они пасут своих коров и овец.
Выращенные овощи и фрукты Гоарик и ее семья продают на Капанском городском рынке, а говядину, баранину и молоко они продают прямо на своей ферме, а также отдают скупщикам с городского рынка.
Благодаря сельскохозяйственной деятельности Гоарик и ее семья смогли приобрести грузовичок, при помощи которого они перевозят свою продукцию с фермы на городской рынок.
Сумма кредита в 1.000.000 необходима Гоарик для покупки нескольких свиней, комбинированного корма для них, приобретения дизельного топлива, а также для покупки сельскохозяйственных средств для уборки сена.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 172
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • 366.5
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,750 helped Goharik to buy a few pigs, fodder for them, diesel fuel, and everything necessary to harvest hay.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Aug 5, 2011
Aug 6, 2011
Currency Exchange Loss:
Feb 17, 2014