San Miguel (Cuenca) Group
One of the group members is Mariana. Mariana lives in the area next to the Del Valle parish and has been a member of the community bank for 7 years.
She is 30 years old, married, and has 3 children who are 12 years old, 3 years old, and the youngest is 4 moths old. Her oldest daughter is studying at the high school in the city. Her husband works as a bricklayer and is also a cabinetmaker. The house that they live in belongs to them and is the product of their joint work.
Mariana works caring for her daughters who are still very small and, while she is at home, she also raises pigs and chickens which she sells in the community.
She will use her new loan to buy chickens and chicken feed.
Her goal is to finish building their house as it still lacks the finishes.
Una de las integrantes del grupo es la Señora. Mariana vive por un sector aledaño de la parroquia del Valle, es socia del banco comunal hace 7 años.
Tiene 30 años, es casada y fruto de su unión conyugal ha concebido 3 hijos de 12, 3 años y su último hijo de 4 meses de edad, su primera hija estudia en un colegio de la ciudad. Su esposo labora como albañil y también es ebanista, la casa en la que viven es de su propiedad siendo el esfuerzo del trabajo conyugal.
Doña Mariana se dedica al cuidado de sus hijas que aun son muy pequeñas y como pasa en casa se dedica a la cría de cerdos y pollos a los que los vende en su propia comunidad.
Su nuevo crédito lo va a invertir en la compra pollos y alimento para los mismos.
Su meta es terminar su casa ya que aun le hacen falta acabados.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid