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Carlos is 32, and and is in a common-law relationship. He lives with his wife and son, who are his priority. He is going to use the loan to buy the necessary supplies to maintain his coffee crop. He has a coffee plantation that is already well-established, and he wants to improve his harvest.

With these improvements he wants to earn better profits, for his well-being and to get ahead in life. He also wants to meet his family's daily needs. This is the first loan he has received from FUDECOSUR. He hadn't had previous loans from state-owned banks, but FUDECOSUR offered better terms and a much lower interest rate.
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Carlos, tiene la edad 32 de años, está en unión libre y vive con su hijo y su esposa que son sus prioridades. El va a comprar con el crédito los insumos necesarios para la asistencia de su cafetal. El cuenta con una plantación de café ya establecida en buenas condiciones y lo quiere mejorar en condiciones de cosecha. El con esta mejorar lo que quiere es obtener mejores ganancias para su bienestar y seguir adelante con sus proyecto de vida. También poderle dar a su familia cada día el sustento diario. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 8
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 499.9
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Carlos to maintain his coffee crop.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 6, 2011
Aug 13, 2011
Currency Exchange Loss:
Nov 18, 2013