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Floriberto, 47, is married and lives with his wife and two sons. He is going to use the loan to buy the agricultural supplies needed to maintain his coffee crop.

He has a plot of land planted with coffee, and what he wants to do is increase his harvests this coming year. With this assistance he intends to give his coffee crop the help it needs, so that he can generate more profits and give his family a better quality of life.

This is his first FUDECOSUR loan. He’s had no previous loans from state-owned banks. FUDECOSUR offered better terms and a much lower interest rate.
View original language description ↓
Floriberto, tiene la edad 47 de años, está casado y vive con sus 2 hijos y su esposa. El va a comprar con el crédito los insumos necesarios para la asistencia de su cafetal. El cuenta con el terreno de café en producción y lo que él quiere es aumentar las cosechas este próximo año. El pretende con esta asistencia darle la ayuda necesaria a su cafetal para así obtener más ganancias y darle a su familia una mejor calidad de vida. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 3
    View loans »
    Costa Rica Loans Fundraising
  • $4,816,325
    Funds lent in using Kiva
  • 499.9
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Floriberto to maintain his coffee crop.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 6, 2011
Aug 13, 2011
Currency Exchange Loss:
Mar 15, 2013