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Madame Habibatou is a married woman of 36. She has four children whose ages vary between seven and 14. She has been in business since 2000 and manages a shop in a local marketplace. She does this so as not to remain idle. Also, it is an activity she likes a lot.

The most favorable period for her business is the days just before the (Muslim) feast days of Tabaski and Korité. She has been a member of the branch at Yoff since August 2010. She is requesting a loan of 500,000 francs in order to bolster her working capital which will allow her to buy merchandise so as to make her little shop profitable.

More precisely, the loan will be used to buy cloth and ready-to-wear clothing so that she can be ready for the unusually great demand just before the Korité feast day. This loan will allow her to better develop her business and increase her profits so that she can be responsible for her own expenses and not be dependent on her husband. .
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Madame Habibatou est une femme mariée de 36 ans. Ella 4 enfants dont l’âge varie entre 7 et 14 ans. Elle s’active dans le commerce depuis 2000 et gère une cantine dans un marché de la place. C’est dans le souci de lutter contre l’oisiveté qu’elle a choisi cette activité. Aussi c’est une activité qu’elle aime beaucoup. Les périodes les plus favorables pour son activité sont les veilles de fêtes de tabaski et de korité. Elle est sociétaire de L'U-IMCEC depuis aout 2010. Elle sollicite un crédit de 500 000 frs dans l’intention de renforcer son fond de roulement ce qui lui permettra de s’approvisionner en marchandises pour mieux rentabiliser sa cantine. Plus précisément le prêt sera destiné a l’achat de tissus et d’habits prêts a porter dans le but de pouvoir répondre a la forte demande de veille de fête de korité. Ce financement lui permettra de mieux développer son activité, augmenter ses bénéfices pour satisfaire elle-même ses besoins personnels et éviter la dépendance vis-à-vis de son mari.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 2
    View loans »
    Senegal Loans Fundraising
  • $15,218,925
    Funds lent in using Kiva
  • 464.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Habibatou to buy cloth and ready-to-wear clothing for resale.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 15, 2011
Aug 31, 2011
Currency Exchange Loss:
May 15, 2012