A loan of $225 helped to pay for grocery items and other products to sell in her store.


Elvira's story

This is Elvira, 52. She is a resident of Pasay City, Philippines. Her husband is Victor, a cook. She is a mother to her three children. Her eldest child is in college and the youngest is staying at home. She, together with her husband and children, manages their household while operating the business. Elvira operates a variety store. In the Philippines, a variety store is basically a small convenience store, which retails groceries, toiletries and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, a PHP 5-worth of cooking oil, or an egg. Elvira earns by getting supplies at wholesale prices and selling by the piece. Her store is located inside her house. At the same time, she earns additional income by sewing or repairing clothes and pants. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 300 in sales every day. To help her continue operating her business, she is requesting a PHP 9,000 loan. She will use the loan to buy groceries, toiletries and beverages to expand her product inventory and for the maintenance of her sewing machine. She expects a boost in her business income as she expands her business. Elvira hopes to be able to expand soon and dreams of being able to give her children a good and high quality education through all her hard work in her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week and draw strength and inspiration from the Word of God she studies. * All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.



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