Luisa took classes in the making of footwear, leather products and clothes and this enabled her to start her own business. At first, she worked for others, but then she realized that if she made and sold the items herself, she would have more income. What she sells most are cotton polos and athletic wear. She sells them in local markets and during festivals or fairs. With her job, she can help settle the expenses of her children, since she is a single mother. This loan will allow her to increase her supplies like cotton fabric and thread. Her brother supports her in her work and later wants to formalize the business and convert it in a stable business that can provide jobs to others. She belongs to the group “TRABAJANDO EN ARMONIA" (Working in Harmony). She became part of the group almost one year agao and wants to continue because she has found a lot of support for her progress.
Luisa is the fourth from the left wearing the blue jacket with white stripes.
Luisa llevo cursos de confección de ropa esto le sirvió para poder empezar su propio negocio, al principio lo hizo trabajando para otros pero se dio cuenta que si ella misma confeccionaba las prendas y las vendía tendría más ingresos, y asi fue lo que mas vende son polos de algodón y polos deportivos esto a su vez los comercia en los mercados de su zona y en algunas ferias, con su trabajo puede ayudar a solventar los gastos de sus hijos ya que ella es madre soltera, el préstamo que EDAPROSPO le esta otorgando le servirá para incrementar sus materiales como telas de algodón e hilos, su hermano la apoya en el trabajo compartiendo labores de costura, mas adelante quiere formalizar su negocio y convertirlo en una empresa estable donde pueda dar trabajo a otros , ella y 12 socias pertenecen al grupo “ TRABAJANDO EN ARMONIA “ ya forma parte del grupo cerca de 1 año y quiere seguir por que encuentra mucho apoyo para su progreso.
* Luisa se encuentra lado derecho es la cuarta vestida con buzo deportiva color azul con rayas blancas.
EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.