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Joan is 35 years old and lives in the town of Luweero in the Gulu region of Uganda. She is married and has four children. All of her children are currently in school.

Joan has a business of a small retail shop that sells sugar. She has run her shop for five years.

To help expand her business, Joan has requested a loan of 2,000,000 UGX from BRAC Uganda. The loan will be used to purchase essential commodities like sugar for resale.

With the help of the loan from BRAC, Joan hopes to generate greater profits and pay school fees for her children.

In the future, Joan hopes to expand her business. Joan is a member of BRAC’s small enterprise program (SEP), which has helped her prospects for the future by helping her improve her capital.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 116
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,650.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Joan to purchase essential commodities like sugar for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 14, 2011
Aug 9, 2011
Currency Exchange Loss:
Aug 15, 2012