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Lim, 46, is a garment factory worker. Her husband sells rice and their income is $6 per day. She has one child who is 18 and still studying. Each month, she spends $30 on food, $10 on electricity, $10 on school fees, $10 on transportation and $10 on housing rent. She would like to request a loan of $1,000 to buy fertilize and seeds for farming to grow rice to sell. She wants to send her son to study and finish university.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 175
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Lim to buy fertilize and seeds for farming.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 21, 2011
Aug 8, 2011
Currency Exchange Loss:
Jan 15, 2013