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Sek is a village man, 41, living in the Reussey Keo commune of Phnom Penh city. He works with a local crane truck where he can earn about $5 per day and is married to Vannat, 39, with three children. Vannat sells items such as pork, fish, and vegetables, and typically makes $5 profit a day to meet her family’s daily expenses. Two of their children are married and live separately. The youngest child is going to operate a local hair and beauty salon in order to increase the family’s income. What this whole family dreams of in the next few years is living in a new house and operating a bigger hair and beauty salon. The majority of the loan is to invest in their daughter’s business.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 206
    View loans »
    Cambodia Loans Fundraising
  • $39,926,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sek to operate a local hair and beauty salon.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 5, 2011
Sep 1, 2011
Currency Exchange Loss:
Aug 15, 2012