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Martha Azucena
Martha Azucena is a native of El Sauce municipality and a single mother of 3 children for whom she tries to provide a good education. She has worked as a primary teacher in a local school for over 20 years, dedicated to providing such a good education.

Martha has her own house and it is in good condition, because she has made improvements, using her salary and various loans provided by Ceprodel. One of her needs at present is to acquire a loan to buy construction materials such as bricks, zinc sheeting, cement, window and door frames, sand, and tiles, then to pay laborers to construct a kitchen in her home. For that reason she decided to request her 5th loan at Ceprodel, with the objective of providing for her kitchen.
View original language description ↓
La Sra. Martha Azucena es originaria del municipio de El Sauce, es madre soltera de tres hijos a los que ha tratado de darles lo mejor y una buena educación, se desempeña como maestra de educación primaria en un colegio de la localidad donde ha brindado sus servicios por más de veinte años para la buena educación de los niños.
Cuenta con su propia vivienda con buenas condiciones, la que ha mejorado gracias a su salario y a los distintos créditos que le ha otorgado Ceprodel, una de las necesidades que tiene en estos momentos es adquirir un préstamo para comprar materiales de construcción como ladrillos, zinc, cemento, alfajillas, arena, azulejos y pago de mano de obra para construir una cocina en su casa de habitación, por tal razón decidió solicitar su quinto crédito en Ceprodel con el objetivo de cumplir con su necesidad.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 63
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 22.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Martha Azucena buy bricks, sheets of zinc, cement, window and door frames, sand and tile, then pay laborers to build a kitchen onto her house.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 14, 2011
Aug 11, 2011
Currency Exchange Loss:
Aug 17, 2013