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José Andrés
Jose Andres lives in the city of Managua. Jose came to our offices to request a loan.

He needs a loan to pay off some credit card debts.

Jose is thankful to Ceprodel (Kiva Field Partner) because thanks to this loan from Ceprodel he will be able to cancel the high interest debts he incurred.
View original language description ↓
El señor José Andrés vive en la cuida de Managua don José se presento a nuestras oficina para hacer la solicitud de un crédito.
El necesita su crédito para pagar de deudas de una tarjeta de crédito.
El señor José agradece a ceprodel porque gracias a este préstamo que ceprodel le a financiado va poder solventar deudas que adquirió con interés elevados.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 22.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped José Andrés to cancel personal debts.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jul 25, 2011
Aug 10, 2011
Currency Exchange Loss:
Mar 15, 2013