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Nora Del Carmen
Mrs. Nora del Carmen lives in the city of Managua, where she also works. She is a very responsible person with a great desire to get ahead in both her job and personal life. She visited our offices to request a loan to pay for home improvement and take care of personal expenses. The improvement involves putting up a wall behind the house. She is grateful to Ceprodel for the loans she has received, which have contributed to a better lifestyle.
View original language description ↓
la señora Nora del Carmen vive en la ciudad de Managua trabaja en la cuidad.
Es una persona responsable con grandes deseo de superación tanto en su trabajo como en su vida personal
El señor visito nuestra oficina para solicitar un crédito para realizar mejoras en su vivienda y solventar algunos gastos personales.
Las mejoras que la señora va a realizar es la tapia en la parte trasera de su vivienda.
Agradece a ceprodel por que gracias a los prestamos obtenido en nuestra institución a podido ir mejorando su vivienda

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 63
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 22.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Nora Del Carmen to buy construction materials and pay for personal expenses.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jul 23, 2011
Aug 10, 2011
Currency Exchange Loss:
Mar 15, 2013