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María Teresa
Maria Teresa lives in the city of Managua. She works in the janitorial field. She is a single mother and she has four individuals in her care.

Teresa approached our offices to request a loan because she needs to pay of loans debts that she has incurred with a financial institution through a credit card.

She is thankful to Ceprodel (Kiva Field Partner) for the support provided.
View original language description ↓
La señora María Teresa vive en la ciudad de Managua.Trabaja en el área de limpieza es madre soltera tiene cuatro persona a su cargo.

La señora Teresa acudió a nuestras oficina para solicitar un crédito por necesita pagar deudas que tiene pendiente con una institución bancaria de una tarjeta de crédito.
Agradece a ceprodel por es apoyo que se le brindo.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 49
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 22.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped María Teresa to cancel a debt.
100% repaid
Repayment Term
24 months (Additional Information)
Repayment Schedule
Jul 28, 2011
Aug 9, 2011
Currency Exchange Loss:
Jun 18, 2013