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In the city of Managua, Arellys works very hard as an office manager in a state institution. She has been doing this work for 3 years. She is single and has one dependent to whom she must provide the conditions needed so that they can develop and have a better life.

Arellys has come to CEPRODEL to request a loan so that she can raise her standard of living. She will invest this loan in paying for graduate studies for her professional development.
View original language description ↓
En municipio de Managua, la señora Arellys se dedica arduamente a laborar como Jefe de despacho en una institución del estado, dedicándose a esta labor desde hace tres años. Es soltera y con una personas a su cargo que le proporciona las condiciones necesarias para que se desarrollen a un nivel de vida mejor.

La señora Arellys ha acudido a ceprodel con el fin de solicitar un crédito para mejorar la condición de vida, este credito lo va a invertir en pago de posgrado para preparacion profesional de ella.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 50
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,675
    Funds lent in using Kiva
  • 22.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Arellys to pay for her educational expenses.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Jul 23, 2011
Aug 8, 2011
Currency Exchange Loss:
Apr 18, 2013