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Virginia is 50 years old. She is from Sinacaban, Misamis Occidental, Philippines. She is now separated from her husband and is so blessed to have 13 adult children -- quite a big family. She has been engaged in this motor transport activity for three years already, not to mention the other means of livelihood. From this work alone, she earns a total of 4,000 Philippines pesos (PHP) a month.

The year 2010 is when she joined GDMPC. This time, Virginia is applying for a loan of PHP 50,000 from the cooperative. This is borrowed to purchase motor accessories and stuffs needed to expand service seating capacity. The more seats that are available, the more income to earn. Day by day, Virginia hopes to improve the general living conditions of the family and to have an escalating flow of earnings as she go along the way.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 327
    View loans »
    Philippines Loans Fundraising
  • $70,697,750
    Funds lent in using Kiva
  • 42.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Virginia to purchase motor accessories and stuffs needed to expand seating capacity on her motor transport.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 23, 2011
Aug 9, 2011
Currency Exchange Loss:
Jun 15, 2012