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Muharramhon's Group
In this Group: Muharramhon, Ranohon, Dilabzahon
Muharramhon is the leader of this group. She is 28 and married to a builder, whose monthly salary is 5000 soms. In order to earn money, Muharramhon provides sewing services. Eleven years ago her parents presented her with a sewing machine and since that time she has been sewing dresses. In the beginning she was working at home, but then when the number of clients increased, Muharramhon started to teach sewing to more girls. Those girls help her in running the business.

At the moment they rent a place in the Central Market and take orders for sewing dresses there. Muharramhon’s monthly profit is 4800 soms. She applied for the loan because she needs additional funds for purchasing fabrics and materials. She also wants to use some part of the loan on the purchase of a washing machine. In the future, Muharramhon wants to expand her business and wishes to open her own store.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.

MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 54
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,897,275
    Funds lent in using Kiva
  • 44.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Muharramhon's Group's $1,150 loan helped a member to purchase fabrics and materials.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jul 27, 2011
Aug 6, 2011
Currency Exchange Loss:
Jan 18, 2012