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Maria Eugenia
Maria Eugenia works arduously as an office secretary in the Managua municipality. She has been doing this for seven years. She is single, and she has three children under her care.

She has now come to Ceprodel to request a loan to pay for electricity expenses, the water bill, and another debt from a loan. This will give her family better living conditions.
View original language description ↓
En municipio de Managua, la señora Maria Eugenia se dedica arduamente a laborar como secretaria de oficinay se dedica a esta labor desde hace sietes años. Es soltera, tiene a su cargo tres hijos.

Actualmente ha acudido a ceprodel con el fin de solicitar un crédito para pagar gasto de consumo de energia y recibo de agua y saldar otra deuda de prestamo, por medio de esta obra brindarle mejor condición de vida a su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,756,600
    Funds lent in using Kiva
  • 22.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Maria Eugenia to pay for some personal expenses.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jul 14, 2011
Aug 7, 2011
Currency Exchange Loss:
Dec 22, 2012