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Maria Rosario
María Rosario is 19 years old and single. She lives with her mother in the Guaranda canton in the Bolívar province.

The members of the Alli Kausay Communal Bank can be found in the Tolapungo community, Veintimilla sector, Guaranda canton. The members of this communal bank devote themselves to farming, raising ainimals, selling vegetables, and other business activities.

María sells vegetables. She buys and sells her products at the Guaranda wholesale market.

She is requesting a loan to invest in the purchase of vegetables to sell at the market in Guaranda. The loan will be a help to supplement her financial necessities and to improve her quality of life.

Her dream is to get her own house in the sector where she lives.

She likes knitting and playing sports.
View original language description ↓
María Rosario tiene 19 años de edad, es soltera, vive con su madre, en el Cantón Guaranda Provincia de Bolívar.

Los miembros de la V.R.C ALLI KAUSAY, se encuentra ubicada en la comunidad Tolapungo, sector Veintimilla, perteneciente al cantón Guaranda, los miembros de esta ventanilla se dedican a la agricultura, crianza de animales, comercio de ganado, legumbres y otros.

María se dedica al comercio de legumbres, Compra sus productos y los vende en el mercado mayorista de Guaranda.

Solicita el crédito para invertir en la comprar de legumbres para llevar a vender en el mercado de Guaranda. El crédito le servirá de apoyo para suplir sus necesidades económicas y mejorar su calidad de vida. Su sueño es adquirir una casa propia.

Le gusta tejer y hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria Rosario to purchase vegetables.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jul 5, 2011
Aug 8, 2011
Currency Exchange Loss:
Aug 16, 2012