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The communal bank “Patrón Santiago De Santiago” holds its meetings every 30 days in the city of Cusco. It is there that we meet their member Carmen, who tells us:

“I was born in the city of Cusco. I am 43 years old, have four children, and I live in the same city in which I was born. It is also there that I have developed my business, which is renting out rooms in my home."

Carmen also makes her living finding people who want to sell land and then selling the land to others. From that, she earns a commission. She has been running this business for several years, and, thanks to the effort she puts into her work, it has been going very well for her,. At this time, Carmen needs the loan to make improvements to her house.
View original language description ↓
Las reunión del banco comunal “Patrón Santiago De Santiago” son cada treinta en la ciudad de Cusco y ahí conocimos la socia Carmen y nos cuenta:

“Nací en la ciudad del Cusco, tengo 43 años edad, tengo cuatro hijos y vivo en la misma ciudad donde nací y donde desarrollo mis actividades económicas que es el alquiler de cuartos de su domicilio”.

Carmen se dedica a conseguir personas que desean vender terrenos y después a venderlos a otras y de ahí gana comisiones. Ya son varios años que se dedica a este negocio y le va muy bien gracias al empeño que pone en su trabajo. En esta oportunidad Carmen requiere el préstamo para revestir su casa.

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About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 79
    View loans »
    Peru Loans Fundraising
  • $61,860,275
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Carmen to make improvements to her house.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 26, 2011
Aug 3, 2011
Currency Exchange Loss:
Dec 15, 2011