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Givi is from the village of Gomi, East Georgia. He is 25 years old, married and lives with his wife Nato and one-year-old daughter. Givi is busy with farming. He grows haricot on a family-owned 0.5-hectare plot of land and sells his harvest at the Khashuri (nearby town) open market. In addition, he has a horse and provides transportation services to the villagers for a service fee. Along with the above-mentioned, Givi has one calf. In a couple of months, the calf will grow and turn into a milk cow.

Givi requested a loan to purchase two more calves. He will raise them and turn them into milk cows. After all three calves are milking, he will start cheese production. The income of the family will increase and Givi will be able to ensure good living conditions for his little daughter.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 40
    View loans »
    Georgia Loans Fundraising
  • $8,314,800
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Givi to purchase two calves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 21, 2011
Aug 5, 2011
Currency Exchange Loss:
Aug 15, 2012