Anna Mary is 46 years old, married with one child aged 22 years old, living in her own permanent house in Hioma, Uganda. For 16 years, Anna Mary has been operating a restaurant and from this business she has been able to manage to support her family. She faces a challenge of fluctuations of food prices and sometimes the fresh food goes bad. Nevertheless, her dream is to own a hotel. Anna Mary intends to use the loan to buy a fridge.