A loan of $1,575 helped to purchase cattle.


Mirgazy's story

Mirgazy was born in the village of Jeken (in the Chuy region of Kyrgyzstan). He is married and has three daughters, the eldest of which is 17 years old. Mirgazy born into a simple farmer's family. He was the eldest of the brothers, and so most of his time was devoted to household chores, helping his father care for the cattle. At the end of the ninth grade, Mirgazy entered the College of Food in Karabalta (in the Chuy region of Kyrgyzstan), studying grain production. After graduating from college in 1996, he was drafted into the army, where he served for a year and a half. After serving, Mirgazy came to his village and went to work as a farm mechanic. His work on the farm did not last long. Because of low wages, he resigned and took a job for the city Karabalta. In 2003 he married Mirgazy and a year later had a daughter. At first, he and his wife rented an apartment. In 2005, having saved some money they bought a house in Karabalta, where in that year they had another daughter. In 2010, they had a third daughter. Due to the fact that his salary was not enough to pay for all the family's expenses, Mirgazy he decided to go into business: breeding and selling cattle. Using a start-up capital in the amount of 3,000 soms (KGS), he successfully developed his business and now has a monthly income of 6.000 som (KGS). In 2009, Mirgazy received a loan in the company Bai Tushum & Partners to buy cows and bulls. After the timely repayment of his first loan he has kept a milk cow. In order to further develop his business, Mirgazy has applied for a loan in the amount of 70,000 Som (KGS) to buy cattle. Mirgazy plans to increase his livestock. His dream is to put his daughters through the university and buy a new home. ZAO MFK Bai Tushum & Partners provides loans through Kiva for socially vulnerable population regions. ZAO MFK Bai Tushum & Partners is one of the leading micro financing organizations in Kyrgyzstan. Bai Tushum & Partners is a reliable financial partner which makes an impact in development of the economy in the Republic of Kyrgyzstan, provides affordable micro lending services in the rural towns and cities, helps to create jobs and is responsible for the interests of their clients and investors.

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Translated from Russian by Kiva volunteer Melissa Kniazeva



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