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Apolinaria is 51 years old and married with eight children. With two children in school, Apolinaria works very hard to provide for her family.

Apolinaria runs a sari-sari (variety) store in the Philippines and requested a PHP 15,000 loan through NWTF to purchase additional items to sell in her store.

Apolinaria has been in this business for 10 years and sells a variety of items such as soap, sugar, snack foods and other miscellaneous items.

In the future Apolinaria would like to save money to expand her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 554
    View loans »
    Philippines Loans Fundraising
  • $69,906,675
    Funds lent in using Kiva
  • 42.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Apolinaria to purchase additional items to sell in her store.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 19, 2011
Aug 5, 2011
Currency Exchange Loss:
May 15, 2012