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Heang is a grocery seller. Her husband is a construction worker. Their income is $7 per day. She has two children who are 17 and 16 years old. Both of them are studying. Every month she has to spend $45 on food, $5 on electricity, $5 on school fees and $10 on other expenses. She would like to request a loan of $800 to buy grocery goods to sell. Before her family was doing farming, but they changed to business because they can make more income than doing farming. For her children, she will help them study at the university when they finish high school.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 194
    View loans »
    Cambodia Loans Fundraising
  • $40,005,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Heang to buy grocery goods to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 14, 2011
Aug 4, 2011
Currency Exchange Loss:
Sep 15, 2012