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Joyce is 48 years old and lives in the town of Nateete in the Kampala central region of Uganda. She is widowed and has three children. Two of her children are currently in school. Joyce has a small retail shop that sells sugar, which she has had for three years.

To help expand her business, Joyce has requested a loan of 2,000,000 Ugandan shillings from BRAC Uganda. The loan will be used to purchase essential commodities like sugar and salt for resale. With the help of the loan from BRAC, Joyce hopes to generate greater profits and pay school fees for her children. In the future, Joyce hopes to expand her business. Joyce is a member of BRAC’s Small Enterprise (SEP) program, which has helped her prospects for the future by improving her business.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 83
    View loans »
    Uganda Loans Fundraising
  • $33,534,000
    Funds lent in using Kiva
  • 2,600.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Joyce to purchase essential commodities like sugar and salt to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 13, 2011
Jul 29, 2011
Currency Exchange Loss:
Aug 15, 2012