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Penina is a merchant who was born in Rwanda. She is married and 30 years old, and she has a 3-year-old child. She has six years of secondary education. This loan cycle is her second one with ACB. Penina is going to use her loan for bolstering her grocery business. No difficulties at all are expected in repaying her loan.

Her strategy for business growth is to improve the quality of service she provides and to buy quality goods to attract customers. As for her ambitions, Penina would like to open more grocery stores in different regions, to build houses for her family, to cover the school fees for her children, and to take care of them.
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Penina est commerçante, né au elle est mariée, elle a 30 ans, elle a 1 enfant de 3 ans, elle a six ans des études secondaires. C’est son deuxième cycle de prêt avec ACB. Elle va utiliser son crédit pour renforcer son business de l’alimentation. Elle n’a aucune difficulté attendue de non-remboursement de son prêt. Sa stratégie pour la croissance de son business est améliore la qualité de service qu’elle donnée et acheter des articles de qualité pour attire la clientèle. Pour ses ambitions elle voudrait ouvrir des autres alimentations dans les différentes régions, construire des maisons pour sa famille et payer le minerval de ses enfants et les faire soigner.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

About Rwanda

  • $1,700
    Average annual income
  • 49
    View loans »
    Rwanda Loans Fundraising
  • $16,926,975
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD