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Vilma, 52 years old, is married to Homer. The couple is blessed with four children, generally in their adult age now. Vilma and husband patiently maintain their livelihood to support their needs and save for future expenses.

She manages a rice field while Homer (husband) manages their transport motorcycle. She is grateful for the business for she is able to earn PHP 20,000 average net income from her rice production.

She is requesting a loan of PHP 18,000 to buy fertilizer and insecticides and to pay for the labor cost in the preparation and maintenance of her rice crop. She hopes to make her business more productive for future emergencies.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 409
    View loans »
    Philippines Loans Fundraising
  • $65,913,675
    Funds lent in using Kiva
  • 42.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Vilma to buy fertilizer and insecticides and pay labor costs for preparation and maintenance of her rice crop.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Jun 28, 2011
Jul 29, 2011
Currency Exchange Loss:
Mar 16, 2012