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Serafina is a hard-working mother who is now 47 years old with five school-aged children. She is a farmer working in the Philippines who earns 9,000 PHP a month. Despite hardships in life, she is strongly determined to improve her family’s living standard and to give her children a better future.

Serafina is asking for a loan of 30,000 PHP to be used to pay for labor to prepare her land for planting and purchase fertilizers and pesticides for her crops. She is hoping to have a plentiful harvest in order to earn more income to satisfy her family’s daily basic needs and to finance the education of her children.

Serafina believes that with patience and strong determination and the continuous assistance of ASKI and Kiva lenders she will be able to achieve her goals.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 327
    View loans »
    Philippines Loans Fundraising
  • $70,697,750
    Funds lent in using Kiva
  • 42.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Serafina to pay for labor to prepare her land and purchase fertilizers and pesticides for her crops.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Jun 28, 2011
Jul 29, 2011
Currency Exchange Loss:
Dec 17, 2011