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Ella is 59 years old, married and has three children. She works very hard to provide for her family by running a sari-sari (or variety) store in the Philippines, and has applied for a loan for PHP 20,000 from NWTF to buy more items to sell to her customers. She has run her store for five years and earns most of her income by selling soap, sugar, soft drinks and other groceries. Her goal for the future is to set aside enough money to continue expanding her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 423
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 42.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Ella to buy more items to sell to her customers.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 12, 2011
Aug 4, 2011
Currency Exchange Loss:
May 15, 2012