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She is a 27-year-old Rwandan entrepreneur with two children ages one and five years old. The eldest is in school. Her husband is a driver.

For the past three years, she has been selling charcoal and this business has enabled her to feed her family.

She needs a loan to purchase more charcoal that she will sell for a profit.

With future profits, she plans to save so she can purchase a motorcycle for her husband’s business.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) helps underserved Rwandans by providing its clients with the necessary credit and savings capabilities required for economic transformation. It offers credit products, including group and individual loans, as well as training in business development, financial literacy and health management. UOB loan products leverage social collateral since most group members have little to no collateral.

About Rwanda

  • $1,700
    Average annual income
  • 44
    View loans »
    Rwanda Loans Fundraising
  • $17,124,425
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Ephroca to purchase charcoal to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jul 14, 2011
Jul 29, 2011
Currency Exchange Loss:
Apr 15, 2012