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Mrs. Phin C. N. is the mother of four children and works on her farmland grinding rice and resells it for a profit. Her husband works buying and selling plots of land, making about $10 each day. She has four children. One of them is a garment worker and three are enrolled in school.

Mrs. Phin C. N. hopes to use this loan to purchase a motorcycle to use for her business’s transportation. With a new motorcycle, her business will be faster and easier, and her husband will also use it occasionally to go to work. (Mrs. Phin C. was too shy to be photographed, so we took a photo of her grinding mill instead.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 65
    View loans »
    Cambodia Loans Fundraising
  • $41,756,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Phin to purchase a motorcycle to use for her business's transportation.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 4, 2008
Jan 20, 2008
Currency Exchange Loss:
Sep 15, 2009